Appraisal services for Wasilla and Matanuska Susitna County homeowners

The top 7 reasons why AK homeowners call on Mae Sprague:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge Matanuska Susitna county's assessment of your propertyvalue
To cut your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a AK divorce, where property needs to be divided
To determine the true market value of real estate in question to settle an estate

Do you own a home in or near Wasilla? Do you need help deciding the value of your real estate?
Contact Mae Sprague.

We at Mae Sprague understand the particular needs of a homeowner looking for appraisal services. Our customary business clients understand the appraisal process and the standard reporting formats. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Mae Sprague are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. At Mae Sprague, we're qualified in helping clients just like you abolish unneeded and unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses close to yours. That only means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Mae Sprague is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Mae Sprague can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would prefer to have an expert double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.